
getting ready for the holidays is easy with great offers from baycel federal credit union.
- spread your payments out over 12 months with a low rate holiday loan
- skip-a-pay – skip your next loan payment(s) and free up funds for gifts, shopping, vacations or other expenses

Our lobby is temporarily closed due to the increase Covid-19 cases in our area.
Drive thru hours remain the same.
For loan or new account inquiries please call 979-244-3995.
Click the link below for guidelines to “Help Stop the Spread”

New Auto Rates as low as 1.99% for 60 months
Used Auto Rates as low as 2.99% for 60 months
*Existing Baycel FCU loans are ineligible for refinancing
*Limited time offer. Rates and terms may change
*Subject to credit approval
*Other terms and conditions apply

Deposit checks instantly with your mobile device.
Download our free app today and save yourself a trip.

Have you recently married? Divorced? Had a baby? Had a death in the family?
If you answer yes to any of these questions, it’s time to update your account!
It is important to change your beneficiary designation after major life events. A beneficiary is the person, people, or entity you choose to receive your benefit proceeds.
A primary beneficiary can be:
- A person or persons
- A corporation or organization
- Your estate
- A trust

Use our mobile app to enjoy all the conveniences of online banking in the palm of your hand.