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Baycel Federal Credit Union

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Covid19 Update
Baycel is here to help with your holiday needs

getting ready for the holidays is easy with great offers from baycel federal credit union.

  • spread your payments out over 12 months with a low rate holiday loan
  • skip-a-pay – skip your next loan payment(s) and free up funds for gifts, shopping, vacations or other expenses
Apply for a Holiday Loan Apply for Skip Pay
Covid19 Update
Coronavirus Update for Baycel Federal Credit Union

Our lobby is temporarily closed due to the increase Covid-19 cases in our area.
Drive thru hours remain the same.

For loan or new account inquiries please call 979-244-3995.

Click the link below for guidelines to “Help Stop the Spread”

Click Here
Auto Loan
Auto Loan Special

New Auto Rates as low as 1.99% for 60 months
Used Auto Rates as low as 2.99% for 60 months

*Existing Baycel FCU loans are ineligible for refinancing
*Limited time offer. Rates and terms may change
*Subject to credit approval
*Other terms and conditions apply

Apply Here
Mobile Deposit
Sign. Snap. Send!

Deposit checks instantly with your mobile device.
Download our free app today and save yourself a trip.

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Rebate Announcement
Is your Account up to date?

Have you recently married? Divorced? Had a baby? Had a death in the family?

If you answer yes to any of these questions, it’s time to update your account!
It is important to change your beneficiary designation after major life events. A beneficiary is the person, people, or entity you choose to receive your benefit proceeds.

A primary beneficiary can be:

  • A person or persons
  • A corporation or organization
  • Your estate
  • A trust

Mobile Banking
MOBILE BANKING

Use our mobile app to enjoy all the conveniences of online banking in the palm of your hand.

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Apply Now
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Get In Touch


BAYCEL FCU
2320 6th Street, Bay City, TX 77414
(979) 244-3995
(979) 244-8207
baycelfcu@baycel.org
 National Credit Union Administration
We do business in accordance with the Federal Fair Housing Law and Equal Opportunity Act.

We do business in accordance with the Federal Fair Housing Law and Equal Opportunity Act.


Baycel Federal Credit Union is committed to providing a website that is accessible to the widest possible audience. We are actively working to increase the accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 979-244-3995 for assistance. Products and services available on this website are available at our office located at 2320 6th Street, Bay City, Tx.