Baycel Federal Credit Union began in April 1963, when employees of the Celanese plant of Bay City, seeing a need for low cost credit and higher earnings on deposits, decided to form a financial institution. Chartered in 1963, Baycel Federal Credit Union is a non-profit financial organization that is regulated by the National Credit Union Administration. Since 1963, the credit union has grown steadily to become a strong and full service financial institution, which offers a full range of savings options and low cost loans.

Memebership to Baycel Federal Credit Union is open to those individuals who live, work, attend school or worship in Matagorda County.

Once a person is a member, they will remain a member until their account is closed. Each member's immediate family (mother, father, brother, sister, children) is eligible to join.

At Baycel Federal Credit Union, we will continue to honor our Statement of Commitment to members by providing safe, sound, and competitive financial services to our memebers. We are committed to the philosophy of helping each member in a responsible, caring and professional manner. We strive to provide innovative solutions to the present and future financial needs of our members. We strive to meet the needs of all our members regardless of age, race, gender, or class. We take great pride in treating everyone with the same respect and courtesy. Doing so will ultimately make Baycel Federal Credit Union your one stop financial institution