Main Branch Located @ 2320 6th Street, Bay City, TX 77414 * Phone: (979) 244-3995

Lobby open 8 to 4 Mon-Thurs, 8 to 5 Fri
Drive-Thru open 8 to 5:30 Mon-Thurs, 8 to 6 Fri, 9 to 12 noon Sat

Rates

Effective Date 04/28/2017

Loan Rates
(Refinance as NEW if within 1st year purchased) APR* start as low as
New Auto, Truck, or Motorcycle -Spring Special ends 03/31/2016 As low as 2.25%
Used Auto, Truck, or Motorcycle-Spring Special ends 03/31/2016 As low as 3.50%
New RV, Boat, RV, or Farm Equipment As low as 4.00%
Used RV, Boat, RV, or Farm Equipment As low as 5.25%
Land –Purchasing new As low as 6.50%
Personal unsecured loans As low as 6.50%
Unsecured or Secured Mastercard® As low as 9.90%
Share Secured As low as 3.25%
Certificate Secured Certificate Rate + 2%

Other financing and term options are available. Call one of our loan specialists today for complete details. Above rates are our best rate for the term listed. For qualified members of Baycel FCU. Some Restrictions Apply. Rates are subject to change without notice. *APR-Annual Percentage Rate

Share Accounts
  Dividend Rate APY*
Share/Savings 0.25% 0.25%
Club Share/Savings 0.40% 0.40%
Share Draft/Checking 0.15% 0.15%
Share IRA-Traditional, ROTH, & ESA 0.40% 0.40%


Share Certificates
  Dividend Rate APY*
6 Month Certificate 0.30% 0.30%
1 Year Certificate 0.50% 0.50%
2 Year Certificate 0.75% 0.75%

* APY is the Annual Percentage Yield
All rates are subject to change

. Ask a credit union representative for further information about the fees and other terms that apply to these accounts. For updated rates and fees call your local branch office. A penalty may be imposed for early withdrawl .


IRA Share Certificates
  Dividend Rate APY*
1 Year Certificate 0.50% 0.50%

* APY is the Annual Percentage Yield
All rates are subject to change

. Ask a credit union representative for further information about the fees and other terms that apply to these accounts. For updated rates and fees call your local branch office.A penalty may be imposed for early withdrawl.

 


 

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

National Credit Union Administration, a U.S. Government Agency

Email: baycelfcu@baycel.org

Copyright 2010© All Rights Reserved