• Main Branch Located @ 2320 6th Street, Bay City, TX 77414 * Phone: (979) 244-3995

    Lobby open 8 to 4 Mon-Thurs, 8 to 5 Fri
    Drive-Thru open 8 to 5:30 Mon-Thurs, 8 to 6 Fri, 9 to 12 noon Sat



    A Credit Card from Baycel Federal Credit Union is the convenient and affordable way to make your Shopping, entertainment and travel purchases. Discover the true rewards of a low rate and no hidden fees or service charges.


    When you use your Credit Card you’ll enjoy:

    • A Terrific Annual Percentage Rate

    • 25-Day Grace Period On Purchases

    • No Annual Fee

    • No Hidden Charges

    • Generous Credit Line

    • Low Minimum Payment

    • Convenience Of Cash Advances Through ATMs Worldwide

    • Emergency Card Replacement



    Apply for Credit Card

    Check credit card balance, make a payment, view transactions

    MasterCard SecureCode

    Report a lost or stolen card

    Balance Transfer Opportunity (transfer balances of high-interest cards to our low-interest card).
    Finding a Credit Card with the value and benefits you’re looking for is easy. Just look to Baycel Federal Credit Union today!

    Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United State Government.

    National Credit Union Administration, a U.S. Government Agency

    Email: baycelfcu@baycel.org

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